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376 Perkins Extd Suite 200
Memphis, TN 38117
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Creditor Harassment
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David N. Arnold, Esq.
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Practice Areas
Consumer Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Wage Garnishment
Vehicle Repossession
Foreclosure Defense
Bankruptcy & Divorce
Driver’s License Suspension & Bankruptcy
Creditor Harassment
Business Bankruptcy
Chapter 7 Business Bankruptcy
Debt Relief
Credit Card Debt
Tax Debt
Medical Debt
Student Loan Debt
Probate
Personal Injury
About
David N. Arnold, Esq.
Reviews
Blogs
Contact
Contact Us Today
(901) 625-0955
Blogs
Can I Open a Bank Account After Bankruptcy in Memphis?
If you’re like most people, the idea of filing for bankruptcy can be overwhelming. Not only do you have to worry about what your…
What Will Happen to My Savings in Memphis Bankruptcy?
Filing for bankruptcy can be an incredibly overwhelming and complicated process. One of the main concerns those debating filing have is what will happen…
Can Bankruptcy in TN Eliminate Judgments Against Me?
Discovering that there is a judgment against you for a debt you owe can be incredibly upsetting. For many, having debt is overwhelming enough,…
What Happens to a Secured Debt During Memphis Bankruptcy?
Filing for bankruptcy is an incredibly complicated process that can be difficult to navigate. One area of this process you may have questions about…
How Do I Choose Which Bankruptcy Chapter to File in TN?
If you’ve explored all your debt relief options, you may have decided that bankruptcy is the best choice for your needs, especially if other…
Can I File for Bankruptcy Without a Lawyer in Memphis?
For many, the idea of filing for bankruptcy can be overwhelming. Not only does it require you to make important decisions regarding the future…
Will Bankruptcy Impact My Future Spouse’s Credit in TN?
When you and your partner make the decision to spend the rest of your lives together, it can be incredibly exciting to consider the…
Are Retirement Accounts Protected During Memphis Bankrutpcy?
If you’re like most people, much of your adult life has been spent working to save for your eventual retirement. However, when you find…
What Are Exempt and Non-Exempt Assets in TN Bankrutpcy?
Making the decision to file for bankruptcy is not something that should be made lightly. However, many who initiate this process are unfamiliar with…
Will My Employer Find Out I Filed for Bankruptcy in TN?
When you’re considering filing for bankruptcy, there are several factors that can cause hesitation. From the impact it will have on your credit score…
Why Are Credit Counseling Courses a Requirement for Bankruptcy?
When you wish to file for bankruptcy, it’s imperative to understand what this process entails. One aspect many are unprepared for is the mandatory…
What Happens in the Discovery Process During Bankrutpcy?
When you are going through bankruptcy, it can feel like your life has been put on display for others. This feeling can grow even…
Can Legal Fees Be Discharged During Bankruptcy?
When you plan on filing for bankruptcy, understanding what debts you can include as part of your bankruptcy estate is critical to understanding what…
What Role Do Bankruptcy Trustees Have in Memphis?
When you file for bankruptcy, it’s important to understand the different facets of this process. One part of bankruptcy many are unaware of is…
What Should I Avoid Doing Before I File for Bankruptcy in TN?
Have you considered filing for bankruptcy? If so, you likely understand that this is not a decision that should be made lightly. Though it…
How Does a Reaffirmation Agreement Work During TN Bankruptcy?
For many, making the decision to file for bankruptcy is not something that is made lightly. One aspect of this process many have concerns…
How Can I Prepare for Bankruptcy in Memphis?
There are many common misconceptions regarding the bankruptcy process that can negatively impact how your case proceeds. Unfortunately, you’ll find that if you do…
What Can I Expect to Happen to My Lawsuit During Bankrutpcy?
When you are in the middle of an ongoing lawsuit and you’ve decided to initiate a bankruptcy filing, you may wonder what will happen…
I Missed a Chapter 13 Payment. What Will Happen?
For many, bankruptcy is not something that is taken lightly, for both the consumer and the filer. As such, you may be relieved when…
Can I File for Bankruptcy if There’s a Judgment Against Me?
For many, filing for bankruptcy is not a decision that is made lightly. Though this process can help debtors receive much-needed financial relief, it…
What Is a Bankruptcy Cramdown?
When you file for Chapter 13 bankruptcy, you may find that there are several important factors that must be taken into consideration regarding the…
What Happens if I Receive an Inheritance During Bankruptcy in TN?
When you are in the middle of a bankruptcy case, receiving an inheritance can seem like a blessing in disguise. You may feel relieved…
What Is a Bankruptcy Discharge?
While filing for bankruptcy can be intimidating for many due to the impact it can have on your credit score, you’ll find that a…
What Happens to My Personal Injury Settlement During Bankruptcy in Memphis?
When you are injured due to the negligent actions of another person, it can be devastating, Not only are you in pain and suffering,…
What Are the Risks of Bankruptcy Without a Lawyer in TN?
Debt can feel like an unbearable weight on your shoulders, causing stress and anxiety. When the debts you owe continue to grow, you may…
How Does Bankruptcy Impact Co-Signers in Tennessee?
Getting a loan can be an incredibly difficult process for those who do not have a high credit score or extensive credit history. As…
Can I File for Bankruptcy Without My Spouse?
When you and your spouse are married, you’ll likely begin sharing your finances in some way. Whether you combine your bank accounts or create…
What Are the Requirements for Filing Chapter 13 in TN?
Many assume that filing for bankruptcy is a simple process in which they submit paperwork and wait for their debts to be discharged. However,…
What Can I Expect After I File For Bankruptcy in Memphis?
For many, making the decision to file for bankruptcy is an incredibly overwhelming experience. However, once you explore your options and determine that this…
Who Is Eligible to File for Bankruptcy in Memphis?
Many people are worried about filing for bankruptcy because of the impact it can have on their credit scores. While it’s true that bankruptcy…
Can Bankruptcy Eliminate Student Loan Debt?
For many, continuing higher education is a goal. However, the cost of college can be expensive for many, leading them to take out loans…
Can Bankruptcy Lower My Mortgage Payment in TN?
For many, the most nerve-wracking part of filing for bankruptcy is wondering what will happen to their home. For many, a home is so…
Can Filing for Bankruptcy Stop My Eviction?
When you are in financial trouble, often the most troublesome aspect is housing. If you lose your home or apartment, it can be incredibly…
How Can I Remove Bankruptcy From My Credit Report in TN?
Bankruptcy is a complicated process and a decision that should not be made lightly. However, many find themselves unable to break the debt cycle,…
What Are the Bankruptcy Options for Memphis Business Owners?
As a business owner, you have a litany of important considerations you must make on a daily basis to ensure the success of your…
Can Bankruptcy Impact My Employment Opportunities in Memphis?
For many, deciding to file for bankruptcy is not something made lightly. Despite the financial relief it can provide, many feel shame or guilt…
Can I Get a Car Loan After Filing Bankruptcy in Memphis?
Unfortunately, there is a significant stigma surrounding bankruptcy that makes many feel shame or guilt for filing. It’s important to understand the majority of…
What Is a Reaffirmation Agreement in a Memphis Bankruptcy Case?
When you file for bankruptcy, it can be an incredibly confusing and overwhelming time, as you’ll likely have a considerable number of concerns about…
How Often Can I File for Bankruptcy in Tennessee?
If you’ve previously filed for bankruptcy, you understand that despite the complexities of this process, it is critical to help alleviate the stress and…
What Happens if My Bankruptcy Case is Denied in Memphis?
When you’ve made the difficult decision to file for bankruptcy, you may feel like a weight has been lifted off your shoulders because you…
What Constitutes Bankruptcy Fraud?
Bankruptcy is a complex process that involves a considerable amount of planning and attention to ensure all matters are legal. Unfortunately, this is to…
How Can I Stop Wage Garnishment in Memphis, Tennessee?
When you’re in debt, making ends meet while repaying the funds you owe can be incredibly complex. Unfortunately, many are unable to break this…
Bankruptcy vs. Foreclosure: Which Is Worse In Memphis?
Being in debt can be incredibly overwhelming. Unfortunately, you may find that your only options remaining are to either file for bankruptcy or pursue…
Will Bankruptcy Take My 401(k) in Memphis?
When you’re in debt, it can be overwhelming to think about tackling all owed funds at once. However, if you’ve exhausted all other options,…
Is Bankruptcy Public Record in Tennessee?
Unfortunately, the topic of debt is often viewed as taboo, despite the majority of Americans carrying some form of debt, whether it be student…
Is Filing for Bankruptcy in Memphis a Good Idea?
Debt is a shameful and taboo topic for many, even though most consumers carry some sort of debt. It’s important to understand that despite…
How Late Can You Be When Making Chapter 13 Payments in TN?
Filing for bankruptcy is not a decision many make lightly given the nature of these matters. However, this can offer much-needed financial relief for…
How Long Is a Chapter 13 Repayment Plan in TN?
For many, the idea of declaring bankruptcy to achieve debt relief is an overwhelming prospect. Not only does this leave a lasting impact on…
Are There Bankrutpcy Restrictions on Who Can File in TN?
If you’re struggling to make payments on your debt, understanding your legal options is critical. However, if you’ve decided to file for bankruptcy, it’s…
Will the Automatic Stay Stop Wage Garnishments in TN?
When you are in debt, the idea of collectors contacting you to harass you over owed funds or your utilities being shut off can…
What Can I Do to Prepare for Bankruptcy in Memphis?
When you find yourself in debt, the process can be incredibly complex. Unfortunately, many in debt are quick to file for bankruptcy without taking…
Does the Automatic Stay Keep My Utilities On in Memphis?
When you are in debt, making payments can be incredibly challenging. Something you may be falling behind on is payments to your utility company.…
What Happens to Earned Income Credit During Memphis Bankruptcy?
For many, filing taxes is a complex and overwhelming process. However, when you get your tax return, it may all seem worth it, especially…
If I Have a Pending Lawsuit, Can I File for Bankruptcy in TN?
When you’re in debt and have a pending lawsuit, it can be incredibly overwhelming. However, many assume they cannot file for bankruptcy to ease…
What Happens to Memphis Rental Properties During Bankruptcy?
Filing for bankruptcy is not a decision that many make lightly due to the impact it can have on your life. This process can…
Can Bankruptcy Stop a Foreclosure in Memphis?
When you’re in debt, you’re likely familiar with the consequences that can arise, from being denied loans to receiving calls from creditors. However, when…
Will Bankruptcy Help Clear Medical Debts in TN?
It’s no secret that the cost of medical care in the United States is very high. Unfortunately for many, one unexpected trip to the…
Can Bankruptcy Relieve Tax Debt in Memphis?
When you are in debt, it can be overwhelming. However, you may find that declaring bankruptcy can help you reclaim your finances. One thing…
How Can I Handle Non-Dischargeable Debt in Bankruptcy?
When you file for bankruptcy, you may be excited to start with a clean slate. However, it’s imperative to understand that there are certain…
How Do a Debt Settlement and Bankruptcy Differ in Memphis?
Feeling as though you’re drowning in debt can be incredibly overwhelming. As such, you may explore the different options available to help you get…
How Long Can It Take To Complete a Bankruptcy Filing in Memphis?
Filing for bankruptcy is not a decision many make lightly due to the complex nature of this process and the impact it can have…
As a Memphis Business Owner, How Do I File for Bankruptcy?
When you own a business, you may do everything possible to ensure success. However, times can be tough, and you may find that you’re…
What Can I Expect at a 341 Meeting of Creditors During Memphis Bankruptcy?
When you file for bankruptcy, there are several considerations you must make during these challenging times. While many understand the basics of this process,…
How Can I Rebuild My Credit After Memphis Bankruptcy?
For many, bankruptcy can take a significant weight off their shoulders. Not only do you feel relief as creditors can no longer contact you,…
Can I Modify a Chapter 13 Repayment Plan in Memphis?
When you file for Chapter 13 bankruptcy, you’ll likely find that you feel like a significant weight has been lifted from your shoulders. However,…
If I Miss a Chapter 13 Payment in Memphis, What Happens?
Whether you just started your Chapter 13 repayment plan or a few years in, the unexpected can happen. If you discover that you’ve missed…
Personal vs. Business Chapter 7 Bankruptcy: What Are the Differences in Memphis?
Many are unaware that filing a personal bankruptcy differs from filing on behalf of a business. Interestingly enough, there are different Chapters of bankruptcy…
Can I File for Bankruptcy Again in Memphis?
When you wish to file for bankruptcy for a second or third time, understanding whether or not there are limitations regarding how often you…
What Can I Expect When Filing Chapter 13 Bankruptcy in Memphis?
When you are in debt, you may have explored all options for relief before deciding that bankruptcy is in your best interest. For many,…
What Are the Steps During Chapter 7 Bankruptcy in Memphis?
If you’ve decided to file for bankruptcy, understanding the steps you must take is critical. While most understand that declaring bankruptcy can help alleviate…
Will Bankruptcy Discharge Alimony Obligations in Memphis?
It’s no secret that divorce is an extremely emotional process for many. However, many do not realize the financial and legal complexities this process…
How Does Bankruptcy Affect Car Loans in Memphis?
When you make the difficult decision to file for bankruptcy, you may be excited to receive financial relief for the debts in your name.…
Can I Eliminate Memphis Tax Liens Through Bankruptcy?
When you’re in debt, it can be incredibly challenging to make ends meet. Unfortunately, you may find that this debt increases during tax season…
What Is the Purpose of Credit Counseling for a Bankruptcy Case in Memphis?
Deciding to file for bankruptcy is rarely easy. Though it can provide much-needed financial relief for those struggling to repay debts, it can also…
Will Filing Bankruptcy Stop Creditors From Contacting Me in Memphis?
When you are in debt, it can be incredibly overwhelming to try and manage payments. However, this can all become too much to handle…
Does Bankruptcy Erase All My Debts in Memphis?
Many who file for bankruptcy have a false conception that doing so will erase all debts associated with them. While this process can be…
How Do Bankruptcy Exemptions Work in Memphis Tennessee?
Deciding to file for bankruptcy is not something many people take lightly. However, if you’ve explored all your options and decided this is in…
Can I Get a Credit Card After I File for Bankruptcy in Memphis?
One of the main concerns those considering filing for bankruptcy will worry about is what happens to their credit score after. While it’s no…
What Happens to My Utility Bills After I File for Bankruptcy in Memphis?
Making the decision to file for bankruptcy isn’t always easy, as there are many considerations you’ll have to make before determining if this is…
Can I Get a Loan Modification While in Bankruptcy in Memphis?
When you are in bankruptcy, there are certain limitations on what you can and cannot do. As such, if you want to obtain a…
Can Filing for Bankruptcy in Memphis Stop Wage Garnishment?
When you’re in debt, the collector assigned to your case may inform you that they will pursue wage garnishment against you if you do…
Are Mortgages Secured or Unsecured Debts During Memphis Bankruptcy?
When you’re considering filing for bankruptcy, there are many considerations you’ll need to make. Unfortunately, if you are unfamiliar with this process, you may…
What Is the Role of a Bankruptcy Trustee in Memphis?
Though it can be challenging, filing for bankruptcy can help you regain control of your finances. However, this process isn’t as simple as filing,…
When Should I Declare Bankruptcy in Memphis?
Generally, many who consider filing for bankruptcy are unsure when they should resort to this option. This process can help eliminate debt and provide…
How Does the Means Test for Bankruptcy Work When Filing in Memphis?
When you want to file for bankruptcy, it’s essential to understand your options. As a consumer, you will likely proceed with Chapter 7 or…
Are Medical Bills Discharged During Bankruptcy in Memphis?
Though many are embarrassed by it, most Americans are in debt. For many, sustaining an injury or illness can often be the cause of…
Does Bankruptcy Impact Immigration Status in Tennessee?
When immigrating to the United States, you may have enough to worry about when trying to become a citizen. However, the last thing you…
Will Bankruptcy Impact My Ability to Rent an Apartment in Tennesee?
Filing for bankruptcy can have significant impacts on the future of your finances. Depending on which chapter you file, this will remain on your…
Can I Included My Personal Debts When Filing Business Bankruptcy in Tennessee?
When you own a business and things haven’t been going well, it can be disheartening. After all, you’ve likely poured hundreds of hours into…
Can I Keep My Memphis Tax Return if I File for Bankruptcy?
Filing bankruptcy can be an intricate process with many factors that must be taken into consideration. One thing you may not have considered until…
What Happens if I Get a Raise During Chapter 13 Bankruptcy in Memphis?
If you’ve made the difficult decision to declare bankruptcy, you understand that this stressful process can help you regain control of your finances. After…
How Will Personal Bankruptcy Impact My Tennessee Business Partners or Shareholders?
Filing for bankruptcy is always a difficult decision. Unfortunately for many, this can impact many aspects of life. If you own a business, understanding…
I Lost My Job. Can I File for Bankruptcy While Unemployed in Memphis?
For many, losing your job is a worst-case scenario situation. However, when you pile on a considerable amount of owed debt, it can leave…
How Long Must I Wait to File for Bankruptcy Again in Memphis?
For many, filing for bankruptcy is a last resort to regain control of their finances. However, when complete, many feel relief from the overwhelming…
How Will Bankruptcy Impact My Ability to Get a Mortgage in Memphis, Tennessee?
When you want to file for bankruptcy, it’s imperative to understand all the implications of this process. Though there are undeniable financial impacts those…
Can I Keep My Bank Accounts Open During Chapter 7 Bankruptcy in Memphis, Tennessee?
If you want to file for bankruptcy, you may be hesitant based on the impact it can have on your finances. Though it will…
Can I File for Bankruptcy in Memphis if I Have a High Income?
Filing bankruptcy is an often complex and confusing situation for many. As such, there are many misconceptions about this process. One of the most…
What Happens if Someone Is Found Hiding Assets During Bankruptcy?
If you are filing for bankruptcy, it’s imperative to ensure you list all debts and assets. Unfortunately, many falsely assume they can get away…
What Happens to My Personal Belongings When I File for Bankruptcy?
It’s no secret that filing for bankruptcy will put some of your belongings at risk. Despite the financial refresh this process can offer, many…
How Will Bankruptcy Impact My Tax Debts?
Failing to pay what you owe by the due date will create a tax debt when you file your taxes. Unfortunately, these can often…
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