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376 Perkins Extd Suite 200
Memphis, TN 38117
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Driver’s License Suspension & Bankruptcy
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Creditor Harassment
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Business Bankruptcy
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Chapter 7 Business Bankruptcy
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David N. Arnold, Esq.
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Practice Areas
Consumer Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Wage Garnishment
Vehicle Repossession
Foreclosure Defense
Bankruptcy & Divorce
Driver’s License Suspension & Bankruptcy
Creditor Harassment
Business Bankruptcy
Chapter 7 Business Bankruptcy
Debt Relief
Credit Card Debt
Tax Debt
Medical Debt
Student Loan Debt
Probate
Personal Injury
About
David N. Arnold, Esq.
Reviews
Blogs
Contact
Contact Us Today
(901) 625-0955
Blogs
What Is a Bankruptcy Dismissal in Memphis?
Many assume that a bankruptcy discharge and dismissal are the same thing, which is far from the truth. As such, if you are filing…
Are There Income Limits When Filing for Bankruptcy in TN?
When you are in an overwhelming amount of debt and have explored all of your options, you may decide that filing for bankruptcy is…
Can I File Bankruptcy if I’m In Debt Settlement in TN?
When you are in debt, it’s important to understand that there are a number of options you may be able to rely on to…
Can Bankruptcy Impact My Lease Agreement in Memphis?
Unfortunately, when debt becomes too much to handle, it’s important to understand your legal options. In general, most people in an overwhelming amount of…
What Are Preferential Payments During Bankruptcy in TN?
When you file for bankruptcy, it’s important to understand that there are a considerable number of people who will seek the compensation you owe…
Can I Keep My Driver’s License During Memphis Bankruptcy?
Unfortunately, falling into debt is much easier than many people believe it to be, as all it may take is one accident or traffic…
Is Bankruptcy a Good Idea in Memphis?
For many, the decision to declare bankruptcy is not something that is made lightly. Most who file do so because it is their only…
Is My Wedding Ring Exempt During Bankruptcy in Memphis?
When you are in debt and have exhausted all potential options to help ease your financial obligations, you may turn to bankruptcy. However, one…
When Can I Apply for a Mortgage After Bankruptcy in TN?
When you make the difficult decision to declare bankruptcy, you may be comforted by the fact that this process can help you gain financial…
Will My Utilities Be Shut Off if I File for Bankruptcy?
When you suffer an unexpected medical bill or financial setback, debt can begin to accumulate. While it’s easy to fall into debt, navigating your…
What Happens if I Can’t Afford My Chapter 13 Payment in TN?
When you make the difficult decision to file for bankruptcy, you may be relieved to know that this process can help you get your…
How Do Secured and Unsecured Debt Differ in Memphis?
If you have decided to file for bankruptcy, you may be ready for the debt relief this process can bring. However, before you file,…
Do I Have to Go to Court if I File for Bankruptcy in TN?
When you are in debt and out of options, you may begin looking into bankruptcy. However, many are hesitant to pursue this option as…
What Happens if I Forget to List a Debt During Bankruptcy?
It’s no secret that bankruptcy can be an incredibly tedious process with a considerable amount of paperwork involved. Unfortunately, this means that the likelihood…
Can I Strip a Second Mortgage During Bankruptcy in TN?
When you fall into debt, often, the most nerve-wracking matter is whether or not you can afford to pay your mortgage. If you fall…
What Are Reaffirmation Agreements During TN Bankruptcy?
If you are filing for Chapter 7 bankruptcy, it’s imperative to understand how this process works. Unfortunately, one aspect that many are unaware of…
Will My Social Security Benefits Be At Risk During Bankrutpcy?
For the majority of your adult life, you’ve worked to build your savings and provide for your family. However, as you get older, your…
Can I Be Fired for Filing for Bankruptcy in Tennessee?
When you are in debt, the idea of filing for bankruptcy may be a last resort. However, this process can be incredibly beneficial in…
What Will Happen to My Credit Cards During TN Bankruptcy?
Filing for bankruptcy can be an incredibly overwhelming process, as there is a considerable amount of paperwork you must file. However, you may be…
What Happens if I File for Bankruptcy Without an Attorney?
When you are in debt, the idea of filing for bankruptcy can seem incredibly appealing, as it allows you to help reduce the amount…
Can Creditors Object to the Automatic Stay in Tennessee?
When you are in debt, you may exhaust every option before deciding that filing for bankruptcy is in your best interest. Coming to this…
How Do I Pass the Chapter 7 Means Test in Memphis?
Unfortunately, many assume that filing for bankruptcy is as simple as submitting a few forms and watching your debt disappear. While this would be…
What Is a Proof of Claim in Memphis Bankruptcy?
When filing for bankruptcy, you are responsible for submitting a considerable amount of paperwork that identifies your creditors and the outstanding debt. However, your…
Are Eviction Proceedings Impacted By Bankruptcy in TN?
When you learn that your landlord is trying to evict you over owed rent, it can be an incredibly scary time. Unfortunately, you may…
Will Bankruptcy Stop IRS Collection Efforts in TN?
If you’re in tax debt, the last thing you want is the IRS to pursue collection efforts against you. Unfortunately, this agency is notorious…
When Will the Court Lift an Automatic Stay in Tennessee?
When you are in debt, the constant phone calls, letters, and lawsuits from creditors can become overwhelming. Unfortunately, there is not much you can…
Can I Open a Bank Account After Bankruptcy in Memphis?
If you’re like most people, the idea of filing for bankruptcy can be overwhelming. Not only do you have to worry about what your…
What Will Happen to My Savings in Memphis Bankruptcy?
Filing for bankruptcy can be an incredibly overwhelming and complicated process. One of the main concerns those debating filing have is what will happen…
Can Bankruptcy in TN Eliminate Judgments Against Me?
Discovering that there is a judgment against you for a debt you owe can be incredibly upsetting. For many, having debt is overwhelming enough,…
What Happens to a Secured Debt During Memphis Bankruptcy?
Filing for bankruptcy is an incredibly complicated process that can be difficult to navigate. One area of this process you may have questions about…
How Do I Choose Which Bankruptcy Chapter to File in TN?
If you’ve explored all your debt relief options, you may have decided that bankruptcy is the best choice for your needs, especially if other…
Can I File for Bankruptcy Without a Lawyer in Memphis?
For many, the idea of filing for bankruptcy can be overwhelming. Not only does it require you to make important decisions regarding the future…
Will Bankruptcy Impact My Future Spouse’s Credit in TN?
When you and your partner make the decision to spend the rest of your lives together, it can be incredibly exciting to consider the…
Are Retirement Accounts Protected During Memphis Bankrutpcy?
If you’re like most people, much of your adult life has been spent working to save for your eventual retirement. However, when you find…
What Are Exempt and Non-Exempt Assets in TN Bankrutpcy?
Making the decision to file for bankruptcy is not something that should be made lightly. However, many who initiate this process are unfamiliar with…
Will My Employer Find Out I Filed for Bankruptcy in TN?
When you’re considering filing for bankruptcy, there are several factors that can cause hesitation. From the impact it will have on your credit score…
Why Are Credit Counseling Courses a Requirement for Bankruptcy?
When you wish to file for bankruptcy, it’s imperative to understand what this process entails. One aspect many are unprepared for is the mandatory…
What Happens in the Discovery Process During Bankrutpcy?
When you are going through bankruptcy, it can feel like your life has been put on display for others. This feeling can grow even…
Can Legal Fees Be Discharged During Bankruptcy?
When you plan on filing for bankruptcy, understanding what debts you can include as part of your bankruptcy estate is critical to understanding what…
What Role Do Bankruptcy Trustees Have in Memphis?
When you file for bankruptcy, it’s important to understand the different facets of this process. One part of bankruptcy many are unaware of is…
What Should I Avoid Doing Before I File for Bankruptcy in TN?
Have you considered filing for bankruptcy? If so, you likely understand that this is not a decision that should be made lightly. Though it…
How Does a Reaffirmation Agreement Work During TN Bankruptcy?
For many, making the decision to file for bankruptcy is not something that is made lightly. One aspect of this process many have concerns…
How Can I Prepare for Bankruptcy in Memphis?
There are many common misconceptions regarding the bankruptcy process that can negatively impact how your case proceeds. Unfortunately, you’ll find that if you do…
What Can I Expect to Happen to My Lawsuit During Bankrutpcy?
When you are in the middle of an ongoing lawsuit and you’ve decided to initiate a bankruptcy filing, you may wonder what will happen…
I Missed a Chapter 13 Payment. What Will Happen?
For many, bankruptcy is not something that is taken lightly, for both the consumer and the filer. As such, you may be relieved when…
Can I File for Bankruptcy if There’s a Judgment Against Me?
For many, filing for bankruptcy is not a decision that is made lightly. Though this process can help debtors receive much-needed financial relief, it…
What Is a Bankruptcy Cramdown?
When you file for Chapter 13 bankruptcy, you may find that there are several important factors that must be taken into consideration regarding the…
What Happens if I Receive an Inheritance During Bankruptcy in TN?
When you are in the middle of a bankruptcy case, receiving an inheritance can seem like a blessing in disguise. You may feel relieved…
What Is a Bankruptcy Discharge?
While filing for bankruptcy can be intimidating for many due to the impact it can have on your credit score, you’ll find that a…
What Happens to My Personal Injury Settlement During Bankruptcy in Memphis?
When you are injured due to the negligent actions of another person, it can be devastating, Not only are you in pain and suffering,…
What Are the Risks of Bankruptcy Without a Lawyer in TN?
Debt can feel like an unbearable weight on your shoulders, causing stress and anxiety. When the debts you owe continue to grow, you may…
How Does Bankruptcy Impact Co-Signers in Tennessee?
Getting a loan can be an incredibly difficult process for those who do not have a high credit score or extensive credit history. As…
Can I File for Bankruptcy Without My Spouse?
When you and your spouse are married, you’ll likely begin sharing your finances in some way. Whether you combine your bank accounts or create…
What Are the Requirements for Filing Chapter 13 in TN?
Many assume that filing for bankruptcy is a simple process in which they submit paperwork and wait for their debts to be discharged. However,…
What Can I Expect After I File For Bankruptcy in Memphis?
For many, making the decision to file for bankruptcy is an incredibly overwhelming experience. However, once you explore your options and determine that this…
Who Is Eligible to File for Bankruptcy in Memphis?
Many people are worried about filing for bankruptcy because of the impact it can have on their credit scores. While it’s true that bankruptcy…
Can Bankruptcy Eliminate Student Loan Debt?
For many, continuing higher education is a goal. However, the cost of college can be expensive for many, leading them to take out loans…
Can Bankruptcy Lower My Mortgage Payment in TN?
For many, the most nerve-wracking part of filing for bankruptcy is wondering what will happen to their home. For many, a home is so…
Can Filing for Bankruptcy Stop My Eviction?
When you are in financial trouble, often the most troublesome aspect is housing. If you lose your home or apartment, it can be incredibly…
How Can I Remove Bankruptcy From My Credit Report in TN?
Bankruptcy is a complicated process and a decision that should not be made lightly. However, many find themselves unable to break the debt cycle,…
What Are the Bankruptcy Options for Memphis Business Owners?
As a business owner, you have a litany of important considerations you must make on a daily basis to ensure the success of your…
Can Bankruptcy Impact My Employment Opportunities in Memphis?
For many, deciding to file for bankruptcy is not something made lightly. Despite the financial relief it can provide, many feel shame or guilt…
Can I Get a Car Loan After Filing Bankruptcy in Memphis?
Unfortunately, there is a significant stigma surrounding bankruptcy that makes many feel shame or guilt for filing. It’s important to understand the majority of…
What Is a Reaffirmation Agreement in a Memphis Bankruptcy Case?
When you file for bankruptcy, it can be an incredibly confusing and overwhelming time, as you’ll likely have a considerable number of concerns about…
How Often Can I File for Bankruptcy in Tennessee?
If you’ve previously filed for bankruptcy, you understand that despite the complexities of this process, it is critical to help alleviate the stress and…
What Happens if My Bankruptcy Case is Denied in Memphis?
When you’ve made the difficult decision to file for bankruptcy, you may feel like a weight has been lifted off your shoulders because you…
What Constitutes Bankruptcy Fraud?
Bankruptcy is a complex process that involves a considerable amount of planning and attention to ensure all matters are legal. Unfortunately, this is to…
How Can I Stop Wage Garnishment in Memphis, Tennessee?
When you’re in debt, making ends meet while repaying the funds you owe can be incredibly complex. Unfortunately, many are unable to break this…
Bankruptcy vs. Foreclosure: Which Is Worse In Memphis?
Being in debt can be incredibly overwhelming. Unfortunately, you may find that your only options remaining are to either file for bankruptcy or pursue…
Will Bankruptcy Take My 401(k) in Memphis?
When you’re in debt, it can be overwhelming to think about tackling all owed funds at once. However, if you’ve exhausted all other options,…
Is Bankruptcy Public Record in Tennessee?
Unfortunately, the topic of debt is often viewed as taboo, despite the majority of Americans carrying some form of debt, whether it be student…
Is Filing for Bankruptcy in Memphis a Good Idea?
Debt is a shameful and taboo topic for many, even though most consumers carry some sort of debt. It’s important to understand that despite…
How Late Can You Be When Making Chapter 13 Payments in TN?
Filing for bankruptcy is not a decision many make lightly given the nature of these matters. However, this can offer much-needed financial relief for…
How Long Is a Chapter 13 Repayment Plan in TN?
For many, the idea of declaring bankruptcy to achieve debt relief is an overwhelming prospect. Not only does this leave a lasting impact on…
Are There Bankrutpcy Restrictions on Who Can File in TN?
If you’re struggling to make payments on your debt, understanding your legal options is critical. However, if you’ve decided to file for bankruptcy, it’s…
Will the Automatic Stay Stop Wage Garnishments in TN?
When you are in debt, the idea of collectors contacting you to harass you over owed funds or your utilities being shut off can…
What Can I Do to Prepare for Bankruptcy in Memphis?
When you find yourself in debt, the process can be incredibly complex. Unfortunately, many in debt are quick to file for bankruptcy without taking…
Does the Automatic Stay Keep My Utilities On in Memphis?
When you are in debt, making payments can be incredibly challenging. Something you may be falling behind on is payments to your utility company.…
What Happens to Earned Income Credit During Memphis Bankruptcy?
For many, filing taxes is a complex and overwhelming process. However, when you get your tax return, it may all seem worth it, especially…
If I Have a Pending Lawsuit, Can I File for Bankruptcy in TN?
When you’re in debt and have a pending lawsuit, it can be incredibly overwhelming. However, many assume they cannot file for bankruptcy to ease…
What Happens to Memphis Rental Properties During Bankruptcy?
Filing for bankruptcy is not a decision that many make lightly due to the impact it can have on your life. This process can…
Can Bankruptcy Stop a Foreclosure in Memphis?
When you’re in debt, you’re likely familiar with the consequences that can arise, from being denied loans to receiving calls from creditors. However, when…
Will Bankruptcy Help Clear Medical Debts in TN?
It’s no secret that the cost of medical care in the United States is very high. Unfortunately for many, one unexpected trip to the…
Can Bankruptcy Relieve Tax Debt in Memphis?
When you are in debt, it can be overwhelming. However, you may find that declaring bankruptcy can help you reclaim your finances. One thing…
How Can I Handle Non-Dischargeable Debt in Bankruptcy?
When you file for bankruptcy, you may be excited to start with a clean slate. However, it’s imperative to understand that there are certain…
How Do a Debt Settlement and Bankruptcy Differ in Memphis?
Feeling as though you’re drowning in debt can be incredibly overwhelming. As such, you may explore the different options available to help you get…
How Long Can It Take To Complete a Bankruptcy Filing in Memphis?
Filing for bankruptcy is not a decision many make lightly due to the complex nature of this process and the impact it can have…
As a Memphis Business Owner, How Do I File for Bankruptcy?
When you own a business, you may do everything possible to ensure success. However, times can be tough, and you may find that you’re…
What Can I Expect at a 341 Meeting of Creditors During Memphis Bankruptcy?
When you file for bankruptcy, there are several considerations you must make during these challenging times. While many understand the basics of this process,…
How Can I Rebuild My Credit After Memphis Bankruptcy?
For many, bankruptcy can take a significant weight off their shoulders. Not only do you feel relief as creditors can no longer contact you,…
Can I Modify a Chapter 13 Repayment Plan in Memphis?
When you file for Chapter 13 bankruptcy, you’ll likely find that you feel like a significant weight has been lifted from your shoulders. However,…
If I Miss a Chapter 13 Payment in Memphis, What Happens?
Whether you just started your Chapter 13 repayment plan or a few years in, the unexpected can happen. If you discover that you’ve missed…
Personal vs. Business Chapter 7 Bankruptcy: What Are the Differences in Memphis?
Many are unaware that filing a personal bankruptcy differs from filing on behalf of a business. Interestingly enough, there are different Chapters of bankruptcy…
Can I File for Bankruptcy Again in Memphis?
When you wish to file for bankruptcy for a second or third time, understanding whether or not there are limitations regarding how often you…
What Can I Expect When Filing Chapter 13 Bankruptcy in Memphis?
When you are in debt, you may have explored all options for relief before deciding that bankruptcy is in your best interest. For many,…
What Are the Steps During Chapter 7 Bankruptcy in Memphis?
If you’ve decided to file for bankruptcy, understanding the steps you must take is critical. While most understand that declaring bankruptcy can help alleviate…
Will Bankruptcy Discharge Alimony Obligations in Memphis?
It’s no secret that divorce is an extremely emotional process for many. However, many do not realize the financial and legal complexities this process…
How Does Bankruptcy Affect Car Loans in Memphis?
When you make the difficult decision to file for bankruptcy, you may be excited to receive financial relief for the debts in your name.…
Can I Eliminate Memphis Tax Liens Through Bankruptcy?
When you’re in debt, it can be incredibly challenging to make ends meet. Unfortunately, you may find that this debt increases during tax season…
What Is the Purpose of Credit Counseling for a Bankruptcy Case in Memphis?
Deciding to file for bankruptcy is rarely easy for those in Memphis and throughout Tennessee. Though it can provide much-needed financial relief for those…
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